Finance and Services

Welcome to Whitelock Suzuki’s Finance Page


We can arrange finance for you, subject to lending conditions, on all motor bikes.

Whether you have a trade or not, we can arrange competitive finance with UDC Finance.

Please note that due to recent legislation changes for finance companies, the terms and conditions of finance from UDC Finance have been amended. You can see the new conditions on their website by clicking on the link below:

     UDC Finance

Depending on your circumstances we may be able to offer you flexible repayments to suit your seasonal cashflow, balloon payments, and terms from 12months to 60 months.

Please contact us using the email link below and we will discuss all options with you .

Frequently Asked Questions

  • Why finance with the bike dealer?

    Arranging your own finance can be a complicated and time consuming process. When you arrange finance through us we will lead you through the process and make the loan happen as quickly as we can.

  • Why shouldn’t I just increase my mortgage to cover the bike cost?

    Sometimes people increase their mortgage to buy cars, boats, holidays etc. The theory behind this is that home loan rates are lower than other finance rates. The down side is that home loans are for a much longer period, and you will end up paying much more interest over that longer period.

  • What information do I need to supply?

    The amount of information you need to supply depends on your personal situation – e.g:

    Individual wage earner
    2 pay slips or bank statement showing last two pays
    Copy of Drivers Licence
    Utility bill showing address

    Sole Trader
    Copy of latest financial statements
    Copy of Drivers Licence
    Utility bill showing address 

    Copy of Latest Financial Statements
    Copy of both partners driver’s licenses
    Utility bill showing address 

    Copy of latest financial statement
    Copy of all directors driver’s licenses
    All directors to sign loan document

    Please talk to us regarding documentation required.All applicants need to fill out a one page loan application.

  • How much can I borrow?

    Loans can be for 100% of the value of the bike, or less if a deposit or trade-in is part of the deal.

  • How soon will I know if my loan has been approved?

    Depending on the time of day when the loan is submitted, normally approval is back that day or early the next day.

  • What happens when my loan is approved?

    The loan provider will forward the formal documents to us and we will take you through the documentation and ask you to sign if you are happy. Please ask questions if you have concerns or do not understand.

  • What hidden costs are there?

    The interest rate and any fees are set out in the documentation. There are no hidden costs.

  • What consumer protection laws cover my loan?

    Credit Contract and Consumer Finance Act 2003
    Credit(Repossession) Act 1997
    Motor Vehicle Sales Act 2003
    Consumers Guarantee Act 1993
    Fair Trading Act 1996
    Privacy Act 1993
    Personal Property Securities Act 1999
    Financial Service Providers (Registration & Dispute Resolution) Act 2008
    Financial Advisors Act 2008
  • When do I get my bike?

    When we are advised by the finance company that the loan is scheduled for payout, we will contact you and arrange for you to collect your bike. We can arrange delivery if required.